Retirement is one of the most significant life transitions.
As you approach the end of paid employment, it is essential that you plan for the next stage of your life, where you will be responsible for paying yourself and maintaining your lifestyle needs. There are lots of complexities that can make your retirement planning a daunting experience.
This life-changing event will impact on:
All this complexity can make people apprehensive about retirement. The good news is that expert support is available and the sooner action is taken, the bigger (and better) the impact.
People typically don’t start to think seriously about their retirement savings until much later in life, which is a shame because small changes made today can quite literally be the difference between retiring with insufficient funds and having an extra million dollars in the bank to help you enjoy a comfortable lifestyle.
Two of the central challenges most of us wonder about retirement are:
Considering the average age Australians retire is around 55 and people are now living well into their 80s, the average age for retirement can be 25+ years and when people start to look more closely at their super contributions and the Age Pension, Australians are often surprised to find they are not set up to retire in the way they’d like.
McLauchlan Wealth will understand your retirement goals, understand how much income you will need, how you will support your retirement lifestyle, for how long (including how to convert your super into an retirement income stream), and generally help to prepare everything you need to ensure your retirement planning is on track.
We are here to help you prepare for life after work and enjoy the good life. We’ll work closely with you in the years approaching your retirement so that this transition has the least financial stress possible for you and your family. Having a clear plan for when you finish working gives you the confidence that you are controlling what you can control, and can look forward to a rewarding and happy next stage of life.
STAGE 1
Foundations to wealth
STAGE 2
Pathway to wealth
STAGE 3
Countdown to retirement
STAGE 4
Retire in style
STAGE 1
Foundations to wealth
STAGE 2
Pathway to wealth
STAGE 3
Countdown to retirement
STAGE 4
Retire in style
Graduating from Bond University with a Bachelor of Commerce in 1999 Andrew then gained 4 years of invaluable experience with Macquarie Bank and ABN AMRO. Andrew has completed post-graduate studies in Chartered Account and Advanced Diploma of Financial Planning. He is now the General Manager and Financial Advisor with McLauchlan Wealth.
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Leighton is a Financial Advisor with McLauchlan Wealth and is passionate about developing strategic and objectives-based financial plans for all clients. Holding a bachelor’s degree in Finance and an Advanced Diploma of Financial Planning, Leighton has had over 12 years’ experience in the finance sector and worked in New Zealand, the United Kingdom and Australia. Outside of work, he is kept busy by his two young children and loves anything to do with the beach.
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